Student Loan

Public Service Student Loan Forgiveness is a much-discussed topic, but very rarely are all the necessary details covered. Getting the government to forgive your student loan debt requires close attention to detail. Failure to meet any requirement could be a costly mistake. With news of a high rejection rate, many …

Disability happens more often than many think. According to the Council for Disability Awareness, one in four workers in their 20s will miss at least a year’s worth of work before they retire due to disability. And the average long-term disability lasts over 32 months. It’s also important to note that most disabilities aren’t caused by […]

The post How to Shop for Physician Disability Insurance appeared first on Student Loan Planner.

If you’re anxious to pay off your student loans as soon as possible, refinancing your debt might be a smart option. Doing so could lower your interest and accelerate your repayment. Refinancing your student loans with Citizens Bank might help you find a plan that works for you and your budget. Citizens Bank student loan […]

The post Citizens Bank Student Loan Refinancing Review appeared first on Student Loan Hero.

As many as 5.1 million student loan borrowers are at least 90 days late on their payment or already in default. Student loan default has serious consequences. You could lose the ability to choose a repayment plan, damage your credit and have your wages garnished. You also could lose your professional license and sometimes your […]

The post Got Unpaid Student Loans? You Could Lose Your License in These States appeared first on Student Loan Hero.

Teacher student loan refinancing is one way to get control of your student loans, but it isn’t always the best choice. Educators have several student loan forgiveness options that might keep more of their wages in their wallets. Teachers, pull up a seat and take some notes to decide if student loan refinancing is a route […]

The post The Benefits and Drawbacks of Teacher Student Loan Refinancing appeared first on Student Loan Planner.

Every current and future college student knows the importance of filling out the Free Application for Federal Student Aid (FAFSA). However, not every applicant understands the intricacies of how their federal aid award is calculated, and how they can get more money from their application. So, how can you get more money from FAFSA? In this article, we’ll…

The post 5 Ways to Get More Money from FAFSA appeared first on Student Debt Relief | Student Loan Forgiveness.

Yes, you can use federal and private student loans for books and other education-related expenses. However, buying every book on the course list from the campus store isn’t the way to do it. Continue reading to learn how using student loans for books works along with some tips and tricks for buying books for college. How Can I…

The post Can You Use Student Loans for Books? appeared first on Student Debt Relief | Student Loan Forgiveness.

If you’re trying to navigate student loans for parents to help your child pay for college, you might be in for a rude awakening. The cost of college has skyrocketed. Tuition for in-state students at a four-year public college costs an average of $10,230, but that jumps to $26,290 for out-of-state students. If you need […]

The post Private Student Loans for Parents: Comparing 4 Options appeared first on Student Loan Hero.

Using the refinancing ladder strategy can help student loan borrowers get out of debt much faster. In this episode, learn how the refinancing ladder works for refinancing student loans — and how to decide if refinancing is right for you. In today’s episode, you’ll find out: What is the refinancing ladder strategy? When is refinancing […]

The post Episode 42: Refinancing Ladder Approach appeared first on Student Loan Planner.

Interest is the enemy of a borrower trying to repay their student debt. Payments towards interest do not lower the loan balance. Instead, payments towards interest are how lenders generate profit. It should come as no surprise that most lenders will try to maximize the portion of payments that count …